A recent Colorado Division of Criminal Justice report revealed prosecutors in Colorado file more than 26,000 cases each year that include one or more DUI charges. A separate DCJ report suggests that Colorado courts only dismiss about 10% of these cases.
Hiring an experienced and knowledgeable DUI lawyer to represent you following a DUI arrest in Colorado may help you convince a court to dismiss your DUI charges. It may also leave you wondering, “Does a dismissed DUI affect insurance?”
Discover more about the connection between car insurance and dismissed DUI charges below.
How Does a DUI Conviction Normally Affect Car Insurance in Colorado?
If you’re ever convicted of DUI in Colorado, it can take a huge toll on the price you pay for car insurance. A WalletHub report found that auto insurance rates increase by an average of 114% for those with DUI convictions in Colorado.
These rates won’t usually come down for years, either. The same WalletHub report found that many car insurance companies use DUIs against customers for up to seven years.
Auto insurance companies typically look at the last three to five years of a customer’s driving record when providing them with insurance quotes. But they’re also known to go back up to seven years when searching for potential DUI charges.
Outside of paying higher car insurance premiums, those with DUIs on their driving records also need to fill out the SR-22 form when applying for auto insurance. They also must aim to keep this form current.
Does a Dismissed DUI Affect Insurance in Colorado?
It’s often difficult for those charged with DUI in Colorado to have their charges dismissed. It does happen occasionally, though. If you can have a DUI charge dismissed in court, it can allow you to keep your driver’s license and avoid DUI-related fines and penalties.
You’ll also find that the DUI dismissal impact on insurance rates will be minimal compared to the DUI conviction impact on insurance rates. You shouldn’t experience the same spike in your car insurance rates after dismissed DUI charges if you experience any increases in your rates at all.
As long as your initial DUI charge doesn’t make it to your driving record, your auto insurance company shouldn’t hold it against you.
How Can You Have a DUI Charge Dismissed in Colorado?
Figuring out a way to have a DUI charge dismissed in Colorado might not be easy. However, you can seek a DUI dismissal by hiring the right DUI attorney to represent you.
A DUI lawyer can speak with you more about the cause and effect of a DUI dismissal and insurance premiums set by your car insurance company. They can also answer questions like, “Does a dismissed DUI affect insurance?”
A DUI attorney can also ensure you don’t suffer any unintended insurance consequences of dismissed DUI charges. You shouldn’t have to worry about seeing a price increase for auto insurance after a DUI dismissal when you have the right DUI lawyer in your corner.
Reach Out to a DUI Lawyer in Colorado for Help With Your Case
Tens of thousands of Coloradoans find themselves facing DUI charges annually. Even a single DUI charge can change your life in a big way by impacting everything from your ability to drive to your car insurance rates.
Grant & Associates Law Firm is here to help. Let a DUI lawyer from our law firm handle your case and answer questions like, “Does a dismissed DUI affect insurance?”
Contact us now by calling 970-356-5666 or contacting us online and setting up a free consultation with an attorney.