Lawyers For Wrongfully Denied Insurance Claims

You paid your premiums. When your insurer delays, underpays or denies a claim it should cover, we know the games insurance companies play, how to read the policy language, and how to make them pay.

We handle insurance disputes through negotiation, mediation, arbitration and lawsuits, from our Greeley office and across Colorado.

Insurance disputes we handle

• Bad faith: unreasonable delay or denial of a claim
• Coverage disputes over what a policy covers
• Uninsured (UM) and underinsured (UIM) motorist claims
• Property and casualty claims, including home, farm and business losses
• Motor vehicle accidents, personal injuries and wrongful death claims

When an insurer acts in bad faith

Colorado law forbids an insurer from unreasonably delaying or denying payment of a covered benefit. If it does, you can recover two times the covered benefit, plus your attorney fees and court costs (C.R.S. 10-3-1115 and 10-3-1116). Signs your claim is being handled unfairly:

• Months pass with no decision, or repeated requests for the same documents
• An offer far below your documented loss, with no explanation
• A denial that does not point to the policy language it relies on
• Pressure to settle quickly or to give a recorded statement

What to gather

Your full policy, including the declarations page; every letter and email from the insurer; your claim number and notes of each call; and photos, estimates and receipts for the loss.